Cash Advance Near Me in Omaha at 4601 South 50th Street

Need a cash advance near me in Omaha? Visit Access America at 4601 South 50th Street, Suite 101, to talk with our staff in person about a cash advance of up to $425.00 until your next payday.

  • Up to $425.00 until payday
  • Open Mon-Sat, closed Sunday
  • Call 402-556-2274

Approval is not guaranteed. Licensed by the Nebraska Department of Banking and Finance.

A friendly cashier helping customers at a store counter
Up to $425cash advance in store
Up to 34 daysNebraska maximum term
36% APR capNebraska law since 2020
Mon–Sat10:30–6:30, Sat 10–4

Looking for a cash advance near me in Omaha? Access America Cash Advance is a locally owned store in South Omaha, serving the Omaha area since 2003. Our store is at 4601 South 50th Street, Suite 101, Omaha, NE 68117, right at 50th and L Street. You can walk in, talk with our staff face to face, and ask your questions before you borrow anything.

We offer a local cash advance of up to $425.00 until your next payday. We are licensed by the Nebraska Department of Banking and Finance (NDBF). This page covers how to find us, what happens during a visit, what to bring, and how to start your request online or on paper. If you want to check something first, call us at 402-556-2274.

Cost calculator

Estimate the most a Nebraska cash advance can cost

Move the sliders. The calculator shows the highest charge allowed under Nebraska's 36% APR cap — the store gives you the exact cost in writing before you sign.

$50$425
734 days

Formula: amount × 36% × days ÷ 365. Nebraska also limits the total from one lender to $500 including fees.

Maximum finance charge
$4.14
Total to repay (max)$304.14
APR cap36%
Due byin 14 days
Apply Now

Estimate only. Approval is not guaranteed.

How it works

Get your cash in 3 steps

  1. 1
    Call or check the hours first

    We are open Monday to Saturday and closed on Sunday. Call 402-556-2274 to confirm your visit or ask about the entrance.

  2. 2
    Gather your documents

    Bring the check from your checking account, two forms of ID, and the proof of income and address listed below.

  3. 3
    Read the total before you sign

    Ask staff to walk you through the total repayment amount and your due date, and ask about anything that is unclear.

Is it right for you?

Cash advance loans near me: when a store visit fits

Need to walk in today

Our Omaha store is at 50th and L Street in South Omaha. Ask staff face to face and get your answers before you borrow.

Want to talk first

Call 402-556-2274 or email [email protected] with questions about the store, the documents, or the process.

Short on time before payday

Starting the online request form or printing the application at home can save time at the counter. Online requests are reviewed.

Cash advance up to $425.00

In store, a cash advance of up to $425.00 is meant to cover an immediate need until your next payday.

Bad credit is not an automatic no

Your income and bank history are part of the review, not only a score. Approval is not guaranteed.

Driving in from nearby towns

Drivers from Ralston, La Vista, Bellevue, and Papillion are about 10 to 20 minutes out. Council Bluffs residents can visit in person too.

Checklist

What to bring

  • Completed application (print it from our Forms page)
  • Bank statement from the past 30 days
  • A check from your valid checking account
  • Two forms of ID, including a driver's license or state ID
  • Most recent paycheck stub, or benefit statement if you receive benefits
  • A utility bill with your current address

Print the application

Nebraska rules

Costs and limits by law

36% APRmaximum annual percentage rate on Nebraska delayed deposit (payday) transactions since Initiative 428 (2020)
$500total limit from one lender, including fees and charges
34 dayslongest term allowed for a delayed deposit transaction
2 checksmost a lender may hold from one customer at a time; no new transaction the same business day
NDBFNebraska Department of Banking and Finance licenses lenders — (402) 471-2171
Compare

Cash advance near me: store visit vs other options

OptionWhen it fitsWhat to watch
Walk into our Omaha storeYou want to talk with staff in person and bring your documents the same day.A cash advance of up to $425.00 until your next payday, and approval is not guaranteed.
Start online at /apply/, then visitYou want to send a request from home before you come to the store.Online requests are reviewed, so starting one does not guarantee approval, an amount, or how fast you receive funds.
Cash advance appsYou want a small advance through an app that connects to your bank account.App terms, fees, and limits differ from ours, so read the total cost before you link your account.
Bank overdraftA small shortfall you can cover quickly with your next deposit.Overdraft charges depend on your bank's terms, so check them before you rely on one.
Visit us

Our Omaha store

Access America Cash Advance
4601 South 50th Street, Suite 101
Omaha, NE 68117 (50th & L Street)

402-556-2274 · [email protected]

Mon - Fri: 10:30 am - 6:30 pm
Sat: 10:00 am - 4:00 pm
Sun: closed

Get Directions

Contact

Earn rewards on every cash advance

10 points for every $100 you repay, plus 100 bonus points when a friend you refer completes their first cash advance. Trade points for prizes on display in the store.

See the rewards program
Good to know

More details

Store address, phone, and hours

  • Address: 4601 South 50th Street, Suite 101, Omaha, NE 68117
  • Phone: 402-556-2274
  • Monday to Friday: 10:30 am to 6:30 pm
  • Saturday: 10:00 am to 4:00 pm
  • Sunday: Closed

Need a cash advance open near me? Check these hours before you drive over, since we are closed on Sundays. For a map and more contact details, see our contact page.

Finding us at 50th and L

Our cash advance store is in the strip of shops at 50th and L in South Omaha. Park in the shopping strip, then look for Suite 101 at 4601 South 50th Street. If you are not sure which entrance to use, call us at 402-556-2274 before you walk over.

Looking for cash advance loans near me that are easy to reach? Many customers drive in from nearby towns. Ralston, La Vista, Bellevue, and Papillion are each about 10 to 20 minutes by car. Council Bluffs, Iowa is across the Missouri River, about 15 to 20 minutes away by I-80 or I-480.

What happens during your store visit

If you need a cash advance loan near me, here is what to expect when you walk in:

  1. Come in during business hours and tell our staff you need a cash advance.
  2. Hand over the documents from the list below. Bring your completed application if you have one.
  3. Our staff reviews your income and your bank account with you. We look at your income and your bank account, not just a score.
  4. Go over the terms, the total you will repay, and your due date before you sign.
  5. Ask any questions you have. Sign only what you understand.

What to bring to your visit

Looking for a same day cash advance near me? Bring everything on this list so we can move quickly:

  1. A completed application
  2. A bank account with a statement from within the past 30 days
  3. A check from your valid checking account
  4. Two forms of identification, including a driver’s license or state ID card
  5. Your most recent paycheck stub, or a benefit statement if you collect government benefits
  6. A utility bill that lists your current address

You can print the application from our forms page and bring it completed. Starting online at our request form does not guarantee approval, since every request is reviewed.

Rewards and referral bonus

Our Customer Rewards Program gives you 10 points for every $100 you repay. Points redeem for prizes on display in our office, such as kitchen supplies and household items. You can also earn 100 points when a friend you refer completes their first cash advance with us.

Read how the program works on our rewards page.

Cash advance limits and Nebraska licensing

Our store offers a cash advance up to $425.00 until your next payday. A cash advance is meant for immediate cash needs, not as a long-term financial solution. Think about whether you can repay the full amount on time before you borrow.

We are licensed by the Nebraska Department of Banking and Finance. You can learn more about payday loan rules in our Nebraska guide. Approval is not guaranteed, but bad credit is not an automatic no.

Frequently asked questions

Where is the cash advance store in Omaha?

We are at 4601 South 50th Street, Suite 101, Omaha, NE 68117, at 50th and L Street in South Omaha. We are in the strip of shops at that corner.

What are your hours?

We are open Monday to Friday from 10:30 am to 6:30 pm and Saturday from 10:00 am to 4:00 pm. We are closed on Sunday.

How much can I get with a cash advance?

Our store offers a cash advance up to $425.00 until your next payday. Approval is not guaranteed, and we review your income and bank account before any decision.

What do I need to bring to the store?

Bring a completed application, a bank statement from the past 30 days, a check from your checking account, and two forms of ID including a driver’s license or state ID. You also need your latest paycheck stub or benefit statement and a utility bill with your current address.

Do I need good credit to get a cash advance?

Bad credit is not an automatic no. We look at your income and your bank account, not just a score, but approval is not guaranteed.

Can I start my request online before I visit?

Yes. You can start at our online request form or print the application from our forms page and bring it completed to save time. Online requests are reviewed, so starting one does not guarantee approval.

Can I visit from Council Bluffs, Iowa?

Yes, Council Bluffs residents can visit our Omaha store in person. The store is about 15 to 20 minutes away across the Missouri River.

Visit us today at 50th and L

Ready to talk with our team? Stop by 4601 South 50th Street, Suite 101, Omaha, NE 68117. We are open Monday to Friday from 10:30 am to 6:30 pm and Saturday from 10:00 am to 4:00 pm. Want to start first? Begin your request online or call 402-556-2274 today.